10% off YNAB 4 with my official discount

I’ve been a YNAB user since February 2013 – almost a full year now, and it’s the best thing that ever happened to our money, putting us properly in control of how we spend it, and plan to spend it. Even better, they sent me a discount coupon to share so if you’re about to buy You Need A Budget you’ve come to the right place!

To save $6 off YNAB on their website (equivalent of 10% off) simply click the big blue button below (or click this link) and the saving will be automatically applied to your basket. Easy!

For full disclosure I should tell you that it’s a referral link so while you save six bucks on YNAB, I get a small commission in return so thank you very much in advance! 🙂

Why we use YNAB

I’m already a massive fan of YNAB so I’d recommend it even without the referral. It’s the only household budgeting app that’s ever really made me feel like I’m in control of our finances, and as a bit of a control freak I can tell you I’d been looking for a long time, so I can’t recommend it highly enough. They’ve even got a lovely little iPhone app that makes keeping up with your expenses a breeze.

I first heard about it in some money forums where existing users were exchanging stories about how it had sorted their finances out. I was looking for something to make personal budgeting easier to manage and ‘The Four Rules of YNAB’ certainly sounded a lot more interesting than the alternatives, so I gave the demo a go. A month later we were hooked – I headed back to the forums to snag my discount and haven’t looked back.

It’s probably a little weird to ‘love’ a personal budgeting app but it helped us come up with a budget we understand and can stick to. The biggest change is that when annual subscriptions roll around or unexpected repairs have to be done we’ve got the cash already ferreted away to pay for them, so it’s been well worth the price – especially with the discount!

I want to write a full review of YNAB 4 soon but to be honest if you’re here because you’re undecided the best thing to do is download the demo and give it a go for a month. Then come back here and before you buy click the button for your discount! 😉